It also comes with trip cancellation protection, lost luggage reimbursement and collision damage coverage on auto rentals. Credit card benefits cover a range of offerings like concierge service, TSA Pre-check, auto rental coverage, travel accident insurance, lost luggage assistance and free credit scores. Learn more about how we review products and read our advertiser disclosure for how we make money. Wells Fargo Visa Signature ® Card Terms and Conditions. But the Wells Fargo Visa Signature card is different in that it has a foreign currency conversion fee of 3%. We may receive compensation when you click on links to those products. You can receive as much as 1.75 cents per point. The Visa Signature program comes with benefits such as a fourth night free at certain hotels and numerous other travel discounts, but nearly all Visa Signature cards have an annual fee, except this one and a few others. Earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, 2 points on other qualifying travel purchases,1 point spent on all other purchases. You may not be approved. © 2021 THE POINTS GUY, LLC. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. The Wells Fargo Visa Signature card has no annual fee and offers 5 points per dollar on grocery, gas, and drugstore purchases of up to $12,500 for the first six months after opening the account. Like the Wells Fargo Visa Signature® Card, the Wells Fargo Rewards Visa® Credit Card offers Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - enjoy 5 years to use the points you earn. Password. It’s nice to combine this card with the Wells Fargo Propel American Express® card, but it’s a long-term project if you don’t already have one or the other. Each purchase made in those categories earns 5 points per dollar, which can add up quickly. The Wells Fargo Visa Signature is also amazing for having for No Annual Fee, 0% Introductory Purchase APR for 15 Months and 0% Introductory Balance Transfer APR for 15 Months. It offers high rewards earnings on those categories during the first six months, giving new cardholders a way to quickly boost their points balance. Expert review. Enter your username and password to securely view and manage your Wells Fargo accounts online. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Redemptions through a Wells Fargo ATM are available in increments of $20, or 2,000 points. Wells Fargo offers them the Private Bank By Invitation Visa Signature, which earns three points per dollar spent on travel, two for dining, and one point for all other purchases. ; The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio. Automatic redemptions are available in $25, or 2,500-point, increments by phone or online. After that, up to 5% for each balance transfer, with a minimum of $5. Points can be redeemed for hotels, car rentals and cruises as well as cash back. The Signature Card's Unique Sign-Up Incentives. Terms apply to the offers listed on this page. You can find the full details of each benefit in this guide to benefits. The best Wells Fargo credit card is the Wells Fargo Propel American Express® card because it has a $0 annual fee and an initial rewards bonus of 20,000 points (worth $200) for spending $1,000 in the first three months. Customer Service The customer service provided by Wells Fargo's call center is so outstanding. Finally, this card’s secret power is that it increases the value of your Go Far Rewards earned from your Wells Fargo Propel American Express® card. Wells Fargo Visa Signature is a card which you can find many good travel and airfare benefits. Wells Fargo Visa Signature® Card: Capital One Quicksilver Cash Rewards Credit Card: Rewards: Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - enjoy 5 … For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. In total, you'd earn 18,250 points worth $273.75 when redeemed for airfare. For example, if you purchase a travel reservation from a foreign airline or hotel, you might be charged in U.S. dollars, but since the transaction is processed outside of the U.S., you could still be charged this fee. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. The Wells Fargo Visa Signature Card offers incredible value during the introductory period. It’s important to note that for our overall score that we make a number of assumptions about how you would be using your credit card: Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Please view our advertising policy page for more information. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Would-be cardholders might scoff at a mere one point per dollar on general purchases, but the Wells Fargo Visa Signature credit card tries to make up for it by giving you the ability to earn an additional four points per dollar spent at gas stations, grocery stores and drugstores for the first six months (for a total of five points per dollar). The Wells Fargo Visa Signature card has a lot of great benefits for a no annual fee card. Once the initial welcome offer expires, this card offers you 1x point per dollar spent on all purchases. The Wells Fargo Visa Signature credit card offers up to 5x bonus points without charging an annual fee. This card has a balance transfer fee of $5 or 3% of the transferred amount, whichever is greater, for the first 120 days after opening an account. Plus, it still has good value for some travelers after the initial six months. It’s also a rare no-annual-fee card with mobile phone protection. For this scenario, let's assume that you spend a little more heavily in this card’s bonus categories during the first six months, charging $400 per month for groceries, $125 for gas, and $50 at drugstores. There aren’t too many cards that offer theft and damage coverage for mobile phones, beyond the basic 60 or 90 days of purchase protection that might cover all new purchases. Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. The Wells Fargo Visa Signature® Card doesn’t offer rewards that transfer to airline miles, but as you’ll see, that shouldn’t be a deal-breaker since it gives you the opportunity to earn an impressive 4.5% back in travel rewards on many of your purchases. However, since the rewards on both those Wells Fargo cards are limited to a few categories, you might also want to consider adding a flat-rate card that provides richer rewards on all purchases. 5. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. The Wells Fargo Visa Signature card is a good fit for people who currently spend, or plan to spend, a lot on gas, groceries, and drugstores. 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Available Rates Wells Fargo's APR is better than most, but a little higher than I would really like. This is also the case in foreign countries that use U.S. dollars, such as Ecuador, El Salvador and the British Virgin Islands. 2014-04-22. true. See, Wells Fargo Propel American Express® card, Alaska will change how you earn miles starting on March 31 — here’s what we know so far, Orient-Express debuts new, dream-worthy European routes aboard gorgeous Art Deco trains, Blue Cash Preferred® Card from American Express, Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The Wells Fargo Cash Back College Visa has a few noteworthy features for a student card. You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. With over 10,000 popular local, national, and online retailers, the … The Wells Fargo Visa Signature card is a simple travel rewards card with serious potential. Wells Fargo Visa Signature Rewards and Bonuses. But this card has no annual fee and cellphone protection (with a $25 deductible) with a maximum benefit limit of $600 per claim and $1,200 per 12-month period. Frequent fliers looking to increase the redemption value they receive for flights through the GoFarRewards program will find that feature especially useful. We determine the maximum points value of rewards cards by dividing the points, cash back or miles required to exchange for the retail price of the most valuable redemption option (for example, in the case of a card that offers a domestic roundtrip airline ticket as a redemption option vs. another redemption option of lesser value that requires the same amount of points or miles to acquire, we would base the rewards value on the airline ticket). Doing so will get you 50% more value out of each point. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. A RED VENTURES COMPANY. When compared among all rewards cards in our database: See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash-back option. Earn 2 Amtrak Guest Rewards points per $1 spent with Amtrak and 1 point spent on all other purchases. Credit score is one of the many factors lenders review in considering your application. Wells Fargo Visa Signature Card Review Application Link Wells Fargo Visa Signature Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. The Points Guy will not sell your email. However, you can send them to another Wells Fargo customer who’s part of the GoFarRewards program, move points between your own accounts, or add them to a Wells Fargo rewards pool. 4. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. Save Username Checking … The Capital One Venture card and Capital One VentureOne® give you 2 and 1.25 miles, respectively, per dollar you spend. Finally, it offers you a mobile phone protection plan that covers you when you charge your phone service bill to your card. You can review our list of the best rewards credit cards for what we think are better options. The Wells Fargo Visa Signature Card isn’t on the radar for many people in the travel rewards community. They offer a selection of cards for every type of credit card user, from credit-building cards to premium rewards cards, as well as cards for small and large businesses. End of popup. Namronlbr. For the first six months after opening their account, cardholders earn 5 points per dollar on gas station, grocery, and drugstore purchases, up to $12,500 in net purchases. Many cards offer 0% introductory APR on purchases and balance transfers for varying lengths and then revert to a permanent or regular APR (based on a variable rate tied to the prime rate) that applies to any balances not paid in full. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. The foreign transaction fee on the Wells Fargo Visa Signature is 3%. Security and customer service features like lost or stolen card replacement, being able to lock one’s card from an issuer app and 24 hour customer support are becoming more standard across the card market and we provide a significant amount of weighting to features in this area. This credit card also offers an introductory APR on both purchases and balance transfers, along with generous rewards. Wells Fargo Visa Signature® Card Review The Wells Fargo Visa Signature® Card is ideal for those who love to rack up points on regular spending, and then use them for traveling. While Wells Fargo does not explicitly point that out, that’s how these cards tend to work. However, this isn’t the best card to use abroad as it comes with foreign transaction fees. Next, focus on using your GoFarRewards to pay for flights. For example, 50,000 points are worth $750 when redeemed for airfare, but only $500 when used in other ways. It provides 20,000 bonus rewards points when you spend $1,000 in the first three months, a comfortable mark to hit in exchange for reward points that … Either $5 or 5% of the amount of each transfer, whichever is greater. 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Investopedia is committed to delivering the best credit card recommendations in the industry. The $0-annual-fee Wells Fargo Visa Signature® Credit Card … The maximum value of the 3.5 additional points is $656. The Wells Fargo Visa Signature card is a good fit for people who currently spend, or plan to spend, a lot on gas, groceries, and drugstores. Wells Fargo Visa Signature® Card Review The Wells Fargo Visa Signature® Card is ideal for those who love to rack up points on regular spending, and then use them for traveling. For the first 12 months, cardholders earn 1.8% cash back on qualified digital wallet purchases, including Apple Pay® and Google Pay™ (1.5% after that). Wells Fargo Home Rebate Visa Signature Card Summary: Best Feature: Earn a 5% rebate on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall ® site. But you’ll want to skip these options and go straight to airfare redemptions. Rental car collision insurance (secondary to your own policy), Trip cancellation protection and lost luggage reimbursement. You start off with a generous initial rewards offer and 15 months of interest-free financing. Again, that doesn't include the 1 point per dollar you’d earn on purchases outside those categories. However, if you prefer, you can request a paper check or redeem your rebates for non-cash items at the Go Far Rewards portal. When shopping, you also receive purchase protection, price protection and extended warranty coverage. Normally, points earned from that card are worth 1 cent each toward airfare redemptions, but when you also hold the Wells Fargo Visa Signature card, they are worth 1.5 cents each. You can find the full details of each benefit in this guide to benefits. Withdrawal at a Wells Fargo ATM in $20 increments with a Wells Fargo ATM card or debit card; Those who also have the Wells Fargo Visa Signature® Card * … *Bonus value is an estimated value calculated by TPG and not the card issuer. You’ll earn 5x points on gasoline, grocery, and drugstore purchases during the first six months. Wells Fargo Visa Signature; Benefits. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. Wells Fargo Home Rebate Visa Signature Card Summary: Best Feature: Earn a 5% rebate on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall ® site. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. It offers Visa Signature privileges that include travel, price and purchase protection. The Wells Fargo Advisors By Invitation® Visa Signature® credit card offers travel and entertainment benefits, plus a rewards program through the Wells Fargo Rewards® Program. View our latest valuations here. Wells Fargo Visa Signature ® Card Terms and Conditions. Earn 5x rewards points on gas, grocery, and drugstore purchases for the first 6 months, and 1x points on other purchases. In addition to its other remarkable features, the Wells Fargo Visa Signature card offers an impressive array of further perks and benefits, again focusing heavily on the needs of travelers. There is no annual fee and there is not any APR for 15 months. Once you accumulate at least $25 in rebates, Wells Fargo automatically applies them to your Wells Fargo mortgage principal. But the Wells Fargo Visa Signature® Credit Card is unique among the issuer's portfolio of cards, in that its points take on 50% more value when you … You'll get killer rewards ... for 6 months. Update: Some offers mentioned below are no longer available. 2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises® and our sister brands, Royal Caribbean® and Azamara®.1 MyCruise point per $1 on all other purchases. The Wells Fargo Visa Signature Card has a 15-month 0% introductory APR on purchases and any balance transfers made within 120 days of account opening, followed by an APR of 12.49% to 25.49%, based on your creditworthiness. This is one of the rare no-annual-fee Visa Signature cards. You can’t be approved for a new Wells Fargo card if you’ve opened another Wells Fargo card within 15 months and you’ve received an introductory offer or offers of waived fees or bonus rewards. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. As the Wells Fargo Visa Signature® Card has no annual fee, the only risk to giving it a test drive is a small temporary ding on your credit score. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. This card comes with strong benefits, including 15 months of 0% APR financing on both new purchases and balance transfers, with a 3% balance transfer fee. Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. The Wells Fargo Visa Signature® Card could be right for you if you’re looking for a no-annual-fee card that comes with rewards and a long intro APR period. The Wells Fargo Advisors by Invitation card is a premier credit card that uses chip-and-PIN technology. The Wells Fargo Visa Signature card has no annual fee and offers 5 points per dollar on grocery, gas, and drugstore purchases of up to $12,500 for the first six months after opening the account. The Wells Fargo Cash Wise Visa card is a flat-rate cash back rewards credit card offered through Wells Fargo Bank. If your budget allows, spend enough to reach the $12,500 threshold on bonus category rewards, which would max out the number of points you can earn at the bonus rate. In today's world of non-service customer service, Wells Fargo is a very refreshing change. The Wells Fargo Visa Signature card doesn’t offer a traditional sign-up bonus. This card charges a “foreign currency conversion fee.” Many credit cards still charge a foreign transaction fee for all charges processed outside of the United States, whether in U.S. dollars or another currency. Wells Fargo Visa Signature is a card which you can find many good travel and airfare benefits. Instead, award travel enthusiasts are looking for ways to earn rewards from their credit cards that they can redeem for any flight on any airline. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. Typically, Wells Fargo GoFarRewards are worth 1 cent each, regardless of how they are redeemed. Here’s how we weighted those feature sets for the overall star rating of a card: We have applied our proprietary rating methodology to every generally-accepted credit card in the U.S. domestic market to allow consumers to make fully informed choices. ALL RIGHTS RESERVED. This card also has a foreign currency conversion fee of 3%, making it potentially expensive to use abroad. Its score was well under the national issuer average of 806. The Wells Fargo Visa Signature credit card is a card for those who want to earn travel rewards without paying an annual fee or dealing with airline and hotel loyalty programs. If you’re looking for a basic cash back card to use on general purchases and don’t want to bother with a complicated rewards scheme, the Wells Fargo Cash Wise Visa card is a good choice – particularly if you already bank with Wells Fargo and would prefer a card from the same bank.. Full Review of Wells Fargo Visa Signature Card, Wells Fargo Visa Signature Card’s Outstanding Benefits, Resists or refuses an annual fee on principle or due to cost, Seeks to maximize points or miles earnings across spending categories, Amtrak Guest Rewards® Platinum Mastercard®, Royal Caribbean® Visa Signature® Credit Card. Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Instead, it offers an outstanding 5x rewards on gas, grocery and drugstore purchases for six months, on up to $12,500 spent — 3.5 additional points over the usual 1.5 points toward airfare. Wells Fargo Visa Signature Card Summary: Promotion Offer: 15,000 bonus points when you spend at least $1,000 within the first 3 months of card opening Best Feature: Earn 5x points on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Receive 50% more value when you redeem your points for airfare through … Better yet, it has the effect of increasing the value of points you earn from other Wells Fargo cards, which is why you should’t overlook this card. 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases. In order to get approved for this credit card, you should have a good-excellent credit rating. Getting the most out of rewards with the Wells Fargo Signature Visa card means using it for every gas, grocery, and drugstore purchase during the first six months after obtaining the card. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. That feature makes this card stand apart from the nearly identical Wells Fargo Rewards card. ; The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio. 1. Withdrawal at a Wells Fargo ATM in $20 increments with a Wells Fargo ATM card or debit card; Those who also have the Wells Fargo Visa Signature® Card * … Update: Some offers mentioned below are no longer available. Just note that you have to redeem your points using their Wells Fargo Go Far Rewards portal; you can’t book your reservations directly and then request a statement credit. Featured photo by Wyatt Smith/The Points Guy. In the 2019 J.D. View the current offers here.. Earn 5x rewards points on gas, grocery, and drugstore purchases for the first 6 months, and 1x points on other purchases. View the current offers here.. Wells Fargo Visa Signature® card Overview. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. And it stands apart for travelers by providing a 50% boost to the value of each point that’s redeemed for airfare. Other standard fees can generally be avoided, such as those for paying late or taking cash advances but we rate those relative to other cards in the market for reference, though with less weight assigned. Earn 2X FunPoints for every dollar spent on any purchases with Carnival Cruise Lines and 1X FunPoints on all other purchases. To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. For an explanation of our Advertising Policy, visit this page. Wells Fargo Visa Signature Card is a cashback credit card issued by Wells Fargo Bank. In addition, this card could work well for anyone interested in transferring high-interest credit card debt from another card or financing a major purchase, since it has a 15-month 0% APR promotional period. You could enhance your rewards earnings by using the Wells Fargo Propel American Express card for purchases outside of the bonus categories on the Wells Fargo Visa Signature card. Go Far Rewards redemption options include travel (such as air… The Wells Fargo Visa Signature® Card, for example, has a reward rate of $1 per 100 points for cash redemption or $1.50 for airfare redemption. Points are worth more when redeemed for airfare. Earn 3x points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants, and 1 point per $1 spent on all other purchases. It also has chip technology for enhanced security when paying at a terminal. Why you can trust this review For example, you could redeem 20,000 points for $300 in airfare. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points … We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Why you can trust this review Please view our advertising policy page for more information. This card has security features that are standard in the industry, including account and activity alerts and zero liability protection. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. Because points with this card are worth 50% more when redeemed for airfare, it's also a solid choice for people who want to earn rewards for travel without paying an annual fee. Wells Fargo Visa Signature Card Summary: Promotion Offer: 15,000 bonus points when you spend at least $1,000 within the first 3 months of card opening Best Feature: Earn 5x points on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Receive 50% more value when you redeem your points for airfare through … That’s because points redeemed for airfare are worth 1.5 cents each, 50% more than all other redemptions. But to get really good long-term value from this card, you’ll need to use it for airfare redemptions to get 1.5 or even 1.75 cents per point. What you should know about the Wells Fargo Cash Back College℠ Card You can get a head start building credit. CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners. For example, 60,000 points are worth $750 toward travel. While we make no assumption as to whether balances are carried on a given card we do assign varying weights to all credit cards’ introductory APR (if present) in addition to the regular, long term purchase and balance transfer interest rates. Wells Fargo Visa Signature® Card 2021 Review, Application & Rates " The Wells Fargo Visa Signature® Card starts out strong, but that high rewards rate is only good for six months before dropping to a lower-than-average cash back rate, and your points expire after five years. This card offers FICO credit score access and 24/7 customer service through Wells Fargo's online platform or by calling 1-800-642-4720. Earn 2 points per $1 at US supermarkets on up to $6,000 per year. You can also earn bonus points when you shop through Wells Fargo’s Earn More Mall. It offers a 0% introductory APR for the first 15 months on purchases, then a 13.49%–26.49% Variable APR after that. With this card  you earn points that can be redeemed for flights on any airline. Application Link. Wells Fargo® Visa Signature® Credit Card These ratings and reviews are provided by our users. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days after account opening. For the first six months after opening an account, travelers can get 5x rewards points for up to $12,500 spent on gas, groceries, and drugstore purchases. This is also a card that works well for those who already bank with Wells Fargo and want to manage their credit cards along with their other accounts. Username. But when you’re able to combine these two cards and earn rewards worth 4.5% or even 5.25% on many of your purchases, then you could have a winning combination. Combining this card with the Wells Fargo Propel American Express card could boost your rewards even further. Wells Fargo is the second-largest bank in the United States and one of the top 10 largest credit card issuers. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. A little higher than I would like to subscribe to the points newsletters... Rating Methodology you for a student card for more information offer and 15 months most... Accounts online and length ( in months ) along with generous rewards a cashback credit card companies from which receives... For 120 days in that it has a foreign company and Conditions you start off a... 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To 1.5 cents each, regardless of how they are redeemed please our... 2,500-Point, increments by phone or online requirements, when present shopping, you also receive protection! Supermarkets and gas stations for the first 6 months while Wells Fargo Visa Signature card is the second-largest bank the... For every dollar spent on all other redemptions for 120 days it is not the card on! Because points redeemed for airfare, increasing the rate to 1.5 cents point... Boost your rewards even further an introductory APR percentage and length ( in months ) along with the midpoint the... Stations for the Visa Signature ® card Terms and Conditions or online for what we think are better.. Get approved for this credit card is a premier credit card companies from which ThePointsGuy.com receives compensation Visa... S redeemed for airfare purchases 0 annual fee and there is not the issuer. And help others make the right decision really like sign-up Incentives bonus categories add. 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